FHA Bad Credit Home Loans

  • Easy Qualifications
  • No cash reserves required
  • Non-occupying co-borrower allowed
  • Down payment assistance

Because FHA home loans are backed by the federal government, households with less-than-perfect credit scores are still often eligible to receive financing. FHA mortgage lenders are backed by the federal government and therefore able to take other factors into consideration---in contrast to traditional home loans which are weighted heavily on credit score. Even if you have late payments, non payments, default, foreclosure, or bankruptcy in your financial history, you can still be approved.

In general, being able to illustrate consistent and stable income and on-time payments for 12-24 months is the first step toward working around a poor credit score. To find out if you're eligible, contact our team of financial experts today! DirectFHA will help you get approved, and able to take the first steps toward your dream home.

Apply For an FHA Loan