FHA Mortgage Loans Made Easy

DirectFHA has no affiliation with the government, including HUD or the FHA. In addition, our program is not pre-approved by the government or your lender. Your lender may not necessarily change your loan based on your acceptance of our offers.

The Loans You Want at the Rates You Need

1 Minute Application

For millions of households across the nation, finding a home loan is the first step on the path to home ownership. Unfortunately, securing the right loan can be difficult for anyone with limited savings or less than perfect credit. To help first time homebuyers overcome challenges presented by the lending market, the Federal Housing Administration (FHA) offers mortgage loans with lower down payments and easier credit requirements.

FHA mortgages make up a third of all new mortgages in America today. They offer many benefits over traditional home loans for first buyers, along with important, money saving perks. At DirectFHA, our mission is to get you approved for an FHA loan and into your starter home with payments you can afford. Even if you think you won't qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to help you determine your price range
  • Improve your credit score to get you a better deal
  • Obtain pre-approval for an FHA loan
  • Help you secure a loan and purchase your new home!

Working Around Bad Credit with Financial Expertise

Our team at DirectFHA understands that getting ready to finance a new home is a challenging and daunting process . . . especially for first time buyers. We help you do the hard work by assisting you in navigating difficult choices, understanding your options, and making the best decisions for your family.

Bad credit is no obstacle with DirectFHA. Even with a credit history that may include late payments, foreclosure, or bankruptcy, you may still be eligible for an FHA loan. And even if you don't currently meet the minimum requirements, we'll get you on track and give you the tools you need to get there.

Get started today in two easy steps and begin your journey toward home ownership!

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