Get an FHA Mortgage Loan in New Jersey

DirectFHA has no affiliation with the government, including HUD or the FHA. In addition, our program is not pre-approved by the government or your lender. Your lender may not necessarily change your loan based on your acceptance of our offers.

Easy to Qualify. Easy to Afford.

The Federal Housing Administration (FHA) insures FHA mortgage loans against default as a way to help first-time home buyers, as well as lower and middle income citizens. Unlike traditional mortgages, FHA loans require lower down payments and easier credit requirements to secure a loan. In fact, FHA mortgages now make up nearly a third of all new purchase mortgages in America. Get Started Now!

DirectFHA can help you achieve your dream of owning a home with an FHA mortgage.

Even if you think you don't qualify, our trained FHA Mortgage Specialists are here to help. They will:

  • Look at your finances and see what price range you can afford
  • Obtain a pre-approval for an FHA loan
  • Establish a plan to improve your credit
  • We will help you get into a new home! Get Started Now!

Interested in learning more about the FHA Loan Process? Click here

Bad Credit? That is Not a Problem!

Are you ready to purchase your first home? Perhaps you would like to refinance your current townhouse, or renovate a condo. DirectFHA is here to help New Jersey residents reach their real estate goals by finding the right FHA loan for you. DirectFHA helps New Jersey homeowners and homebuyers learn how to finance real estate with little money down, refinance to cash out some of their current equity or use 203k financing to rehabilitate a property. Call today to find out more about available FHA mortgage products, low financing terms, and closing costs. Apply now by clicking the button at the bottom of the page. We hope to serve as your next NJ mortgage company!

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First Time Home Buyers Welcome!

DirectFHA serves New Jersey as one of the top FHA loan companies in the area. Our experience with FHA loans has also helped countless residents find down payment assistance. For over 20 years, our specialists have helped to make it easy for people to buy or refinance their New Jersey home. We've worked with a lot of people in that amount of time, so you can be certain we are ready to help you with your mortgage needs, too! It's virtually stress-free! Our clients make us their lender for life - come see why!

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Let's Get Started on Your FHA Mortgage!

FHA loans are seeing a lot of changes right now, so it is more important than ever to work with an experienced FHA company in New Jersey. DirectFHA is also one of New Jersey's most active, experienced FHA 203K lenders. With so many options available to you, we promise to help you understand which product is best for you. When you apply for an FHA mortgage with us, we will explain each option available and answer any questions you may have. Our website also has a wealth of information for you to browse. Click on the link below to fill out a secure loan application when you are ready. No need to call - we'll call you to get the process started!

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